With the housing market’s volatility in the last few years, many prospective homeowners, whether using right to buy mortgages to buy their council house or other products to finance their way
Mortgage rates set for fresh rise as Bank of England hikes base rate
The Bank of England has announced a new increase in the Base rate, raising the cost of borrowing by another 0.5 per cent to 3.5 per cent, a level last seen 14 years ago.
Although the
What to know about getting a mortgage with a CCJ
Whilst mortgage lenders will look at a vast range of criteria before determining whether a borrower is suitable, there are typically three issues that can stop a loan negotiation before it
What to consider before taking out a mortgage
Purchasing your first home can be an exciting time, but there are also many important factors to consider before researching options and applying for a mortgage and making the purchase final
Will Cornish property prices follow the national trend downwards?
Cornwall has long had a property market with its own distinctive features, making it very different from most other parts of the UK. On the one hand, pay levels for most locals are below
Support for mortgage interest wait time reduced
People who are claiming Universal Credit will be eligible for a loan to help with mortgage interest repayments after three months instead of nine, according to a policy in the long-delayed UK
Government cuts stamp duty to help homebuyers
The government has taken a big step to help homebuyers climb the property ladder by cutting stamp duty for home-movers and axing it altogether for first-time buyers (FTBs).
Last week,
Are there any alternatives to mortgages if you have adverse credit?
The primary method for people to get onto the property ladder is to apply for a mortgage via local mortgage brokers that take a variety of considerations into account, from current market
House price growth slows in United Kingdom
The latest data on UK house prices has indicated they are still rising despite the economic headwinds - but at a slower rate.
Halifax has revealed average house prices rose by 0.4 per
When should you take a consolidated debt mortgage?
Mortgages are amongst the most complex and personal types of financial product that an individual will take out, largely because of the sizes of the costs involved and thus how reliant
Top tips for preparing for a mortgage shock
The past few months have seen many regular bills and the prices for household essentials increase substantially, with energy bills doubling for many households. However, mortgage bills are
The pros and cons of choosing a longer mortgage term
With mortgage rates increasing rapidly and house prices remaining on average considerably higher than they were even at the start of the year, financial experts have been looking at longer-
